The Savvy Dreamer Disclaimer, Privacy Policy & Affiliate Disclosure

Copyright Policy

Unless otherwise noted, Katarzyna Mikolajczak, of The Savvy Dreamer is the legal copyright holder of the original material on this website and it may not be used, reprinted, or published without written consent. All photos and graphics are the property of The Savvy Dreamer unless otherwise cited. These photos may not be used, reproduced or published elsewhere without permission. For prior consent of the use of any of the original content featured on this website please contact info@joeg6.sg-host.com.

Privacy Policy

When you subscribe to The Savvy Dreamer Newsletter we ask you to provide us your name and e-mail address. Personal information voluntarily provided by any visitor to this website will be kept private. A third party stores your email address and we make every effort to protect your account with that third party. However, we cannot be held personally liable if that third party site is hacked or infiltrated and the email addresses are exposed.

We use MailerLite to manage our email marketing subscriber list and to send emails to our subscribers. MailerLite is a third-party provider, which may collect and process your data using industry standard technologies to help us monitor and improve our newsletter. MailerLite’s privacy policy is available at http://www.ml.mailersend.com/privacy-policy.

You can unsubscribe from our newsletter by clicking on the unsubscribe link provided at the end of each newsletter.

How do we use your information?

We may use the information we collect from you when you subscribe to send periodic emails regarding post updates, special offers, promotions & contests.

If you no longer wish to receive such e-mails you may opt-out from our communications at any time through the unsubscribe link which can be found in the footer of any of our emails.

We will not sell or disclose your information to any other companies. The Savvy Dreamer is not responsible for the privacy practices of advertisers or blog commenters.

We aim to keep the confidential information you share with us confidential. We may divulge your information if it is required by law or in good faith believe 1) it is necessary to protect our property and rights, 2) to protect the personal safety or rights of the Website’s users, 3) to investigate any perceived violation of our Terms of Service, Privacy Policy or Disclaimer.


When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

Log Files

Like many other Web sites, The Savvy Dreamer makes use of log files. These files merely logs visitors to the site – usually a standard procedure for hosting companies and a part of hosting services’s analytics. The information inside the log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and possibly the number of clicks. This information is used to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.

Cookies and Web Beacons

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.

What Rights You Have Over Your Data?

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where We Send Your Data?

Visitor comments may be checked through an automated spam detection service.

Affiliate Disclosure

This website contains affiliate links. When you make a purchase from the company through our link, we will receive a small commission at no extra cost to you. The Savvy Dreamer selects the affiliates based on personal experience and only promotes products or services that we value. When you order through our link, it helps us to continue to offer you free content and we sincerely appreciate your support!

The Savvy Dreamer is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com or Amazon.ca.

Terms of Use

The information contained in this website is for educational, informational and entertainment purposes only. The information contained in this website is not intended to be a substitute for professional, legal or financial advice that can be obtained by your own attorney, accountant, and/or financial advisor.

While we endeavour to keep the provided information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

The Savvy Dreamer will not be held liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

The Savvy Dreamer contains links to other websites, which are not under the control of The Savvy Dreamer. We have no control over the nature, content and availability of these external sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

This website abides by word of mouth marketing standards. The Savvy Dreamer believes in honesty and transparency of relationship, opinion and identity. All opinions expressed on this website are those of The Savvy Dreamer. Any sponsored content, advertising space or post will be clearly identified as paid or sponsored content. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our experience and/or expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or service provider.

Every effort is made to keep the website up and running smoothly. However, The Savvy Dreamer takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.


By using The Savvy Dreamer website, you hereby consent to our privacy policy and agree to its terms.

Blog Comment Policy

The owner of this blog reserves the right to edit or delete any comments submitted to this blog without notice due to;

  1. Comments deemed to be spam or questionable spam
  2. Comments including profanity
  3. Comments containing language or concepts that could be deemed offensive
  4. Comments that attack a person individually

For questions or inquiries regarding any of the above policies please contact The Savvy Dreamer at info@joeg6.sg-host.com

This Privacy Policy was last updated on: May 28, 2018